Insurance

Preserve your educational and travel investment – and your peace of mind – with optional tuition and travel protection plans.

Tuition / Travel Protection Plan for U.S. Citizens, U.S. Residents and those who reside in Canada

Musiker Discovery Programs offers a comprehensive Tuition / Travel Protection Plan. Information and details coming soon.


Tuition / Travel Protection Plan for International Students*


Musiker Discovery Programs offers a comprehensive Tuition/Travel Protection Plan provided by Global Benefits Group. We highly recommend purchasing this additional coverage to protect your tuition investment. This optional plan provides coverage prior to and during your program. Tuition / Travel Protection Plans are non-refundable.

Please note: As per the terms and conditions of enrollment, all pre-program cancellation penalties are strictly adhered to and no refunds are issued by Musiker Discovery Programs once a program commences, for any reason.
  • Cancellation - the policy reimburses your non-refundable payments if you cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
  • Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
  • Baggage & Personal Effects - coverage for loss, theft or damage to your baggage and personal belongings.
  • Employer Termination - the policy reimburses your unused non-refundable payments if your parent or guardian is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur during the Pre Departure Period of Insurance. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
  • Terrorism - a terrorist incident, in a city listed on the Insured’s itinerary, within 30 days of the Insured’s scheduled arrival
It is highly recommended that the participant’s family purchases this coverage, as no refund or reimbursement is available otherwise. 

SCHEDULE OF BENEFITS 

All coverages and plan costs listed in this schedule of benefits are in U.S. dollar amounts. The following schedule shows the maximum benefit amounts available through this program.
Benefits/Per Person Limit
  • Trip Cancellation: Tuition/Program Cost up to $12,000 USD per policy period
  • Trip Interruption: Tuition/Program Cost up  to $12,000 USD per policy period
  • Travel Delay after the first 6 hours: $200 daily limit up to $600 USD per policy period
  • Baggage Loss/Theft: $300 per item up to $1,000 USD per person
  • Travel Assistance Services: Included

Please Note: The plans cannot be purchased after program tuition final payment has been made. Tuition / Travel Protection Plans provide coverage prior to and during your program. Once you have chosen to purchase the Tuition / Travel Protection Plan, it is non-refundable.

* An International Student is defined as a participant whose primary address is not in the United States of America or Canada.

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