Insurance

Preserve your educational and travel investment – and your peace of mind – with optional tuition and travel protection plans.

Travel Protection Plan for US Citizens and US Residents

Musiker Discovery Programs offers a comprehensive Travel Protection Plan provided by Travel Insured International (a Crum & Foster company)*. We highly recommend purchasing this additional coverage to protect your tuition investment. This optional plan provides coverage prior to and during your program. Travel Protection Plans are non-refundable. 

Below is a summary of benefits. Certain exclusions and limitations apply. Review the policy booklet here: https://www.travelinsured.com/travmark/summerdiscovery-institute/  (you must select the state in which you are a resident). 

To take advantage of the Cancel for Any Reason (CFAR)** and to have the Pre-Existing Condition Exclusion waived, payment for the plan must be received with or before your program tuition final payment. You will not be able to add any insurance option after enrollment if you are paid in full or within 60 days of the start date of your program.

*Domestic insurance is available for residential students only

**Cancel for Any Reason (CFAR) is not available to residents of New York state 

Sample Schedule of Benefits

Benefit
Trip Cancellation**
Trip Interruption**
Missed Connection (3 hours)
Travel Delay (12 hours)
Baggage and Personal Effects
Baggage Delay (24 hours)
Accident and Sickness Medical Expense
Non-Medical Emergency Evacuation
Emergency Medical Evacuation, Medical Repatriation, and Repatriation of Remains
Optional Cancel for Any Reason (CFAR)**
Non-Insurance Travel Assistance Services

*Up to the trip cost protected, up to the maximum of $15,000.
**For a $0 Trip Cost, there is no Trip Cancellation. Trip Interruption is limited to $500 Return Air only.
***The lesser of 75% of the amount prepaid for the Trip or up to the maximum of $15,000.
Maximum Benefit Amount
Trip Cost*
150% of Trip Cost*
$750
$2,250 (Up to $150 Per Day)
$1,000
$250
$50,000
$25,000
$100,000
75% of Trip Cost***
Included

Cancel For Any Reason (CFAR) 

Purchasing the CFAR option will give you the ability to cancel your program for any reason up to 48 hours prior to departure. The policy will refund 75% of the non-refundable costs of your program. Cancel for Any Reason (CFAR) is not available to residents of New York state.  

Trip Cancellation and Trip Interruption 

Purchasing Trip Cancellation and Trip Interruption coverage provides benefits to reimburse you for the unused nonrefundable prepaid portions of your trip if you must cancel your program before departure or interrupt the program after departure for a covered reason.  

Please click below for more information regarding the Travel Insured International Plans: 

TII Travel Protection Plan 

 
Claims 

To submit a claim, go to www.travelinsured.com/claims-guest and click on the link that says "Click here if you are part of a group or tour to start your claim." The Account ID is 61701. 

COVID-19 Resources

For quick answers about COVID-19 related questions or concerns, please review the FAQ document. 

Contact Information

You may contact Customer Care at 844-440-8113, Monday through Friday from 8:00am – 9:00pm EST.  

Please NoteYou will not be able to add any insurance option after enrollment if you are paid in full or within 60 days of the start date of your program. Tuition / Travel Protection Plans provide coverage prior to and during your program. Once you have chosen to purchase the Travel Protection Plan, it is non-refundable. 

T-17849 | AH- 3961

Travel Protection Plan for International* Students

Musiker Discovery Programs offers a comprehensive Travel Protection Plan provided by Global Benefits Group**. We highly recommend purchasing this additional coverage to protect your tuition investment. This optional plan provides coverage prior to and during your program. Travel Protection Plans are non-refundable.

To view specific details of this protection, please click below:

GBG Tuition and Travel Protection Plan-Policy

Please note: As per the terms and conditions of enrollment, all pre-program cancellation penalties are strictly adhered to and no refunds are issued by Musiker Discovery Programs once a program commences, for any reason.

  • Cancellation - the policy reimburses your non-refundable payments if you cancel before the program begins for covered reasons such as injury, sickness, or disabling illness of an immediate family member.
  • Trip Interruption - the policy reimburses your unused non-refundable payments if your trip is interrupted, or you are unable to continue your trip, for covered reasons.
  • Baggage & Personal Effects - coverage for loss, theft or damage to your baggage and personal belongings.
  • Employer Termination - the policy reimburses your unused non-refundable payments if your parent or guardian is involuntarily terminated or laid off through no fault of his or her own, provided that he or she has been an active employee for the same employer for at least one year. Termination must occur during the Pre Departure Period of Insurance. This provision is not applicable to temporary employment, independent contractors or self-employed persons.
  • Terrorism - a terrorist incident, in a city listed on the Insured’s itinerary, within 30 days of the Insured’s scheduled arrival

It is highly recommended that the participant’s family purchases this coverage, as no refund or reimbursement is available otherwise. 

*An International Student is defined as a participant whose primary address is not in the United States of America.

**Insurance is available for residential students only.

Schedule of Benefits

All coverages and plan costs listed in this schedule of benefits are in U.S. dollar amounts. The following schedule shows the maximum benefit amounts available through this program.

Benefits/Per Person Limit:

  • Trip Cancellation: Tuition/Program Cost up to $18,000 USD per policy period
  • Trip Interruption: Tuition/Program Cost up  to $18,000 USD per policy period
  • Travel Delay after the first 6 hours: $200 daily limit up to $600 USD per policy period
  • Baggage Loss/Theft: $300 per item up to $1,000 USD per person
  • Travel Assistance Services: Included

Please Note:You will not be able to add any insurance option after enrollment if you are paid in full or within 60 days of the start date of your program. Tuition / Travel Protection Plans provide coverage prior to and during your program. Once you have chosen to purchase the Travel Protection Plan, it is non-refundable.

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